Broker Check

Your Team


A team with over 100 years combined experience!

Terry Moore

Chief Executive Officer

(229) 896-3436

Terry serves as Chief Executive Officer for Your OneSource Solution. Terry began his financial services career over three decades ago. He holds his Securities and Insurance Licenses. Terry has lived most of his life in South Georgia with his wife Teresa and their two children, Stanton and Alley Mac. They also have a daughter-in-law, Abby. Outside of the office Terry enjoys spending time with family and being involved in the community. He is actively involved with Community Christian Academy and Burn Culture.

Steven Schramm, RFC

Director of Wealth Management

(229) 896-3436

Steve serves as Director of Wealth Management for Your OneSource Solution. His career in financial services began in 2003 after obtaining his securities licenses, following his background in accounting. Steve holds a RFC designation from the International Association of Registered Financial Consultants. Outside of the office Steve serves on the Board of Deacons for the First Assembly of God in Adel, Georgia. He previously served with the Georgia Army National Guard during Desert Shield/Desert Storm and is a previous board member of The Boys and Girls Club of the Greater Cook County Area. Steve and his wife Terri have two children, Rachel and Bo, a son-in-law, Tyler and one grandbaby, Elleoise.

Gavin Merwin, RFC

Chief Operating Officer

(229) 896-3436

Gavin serves as Chief Operating Officer for Your OneSource Solution. Gavin joined our firm the July after he graduated high school in 2013. He obtained his BBA of Finance, Magna Cum Laude, from Valdosta State University in 2016. Gavin holds a RFC designation from the International Association of Registered Financial Consultants and holds his Securities and Insurance Licenses. Gavin married his middle-school sweetheart, Jess in 2016. They have one daughter, Emma Claire. Away from the office he enjoys hobbies such as traveling, golfing, and spending time on his project Wild Oak Forge where he creates artisan creations through blacksmithing, leatherworking, and woodworking. Gavin serves as a Board of Director for the Adel-Cook Chamber of Commerce and is the Vice Chair of Resource Development and Board of Director for the Boys and Girls Club of the Greater Cook County Area.

Laura Hill

Director of Public Relations

(229) 896-3436

Laura is Director of Public Relations for Your OneSource Solution. Laura joined our firm in 2008 after retiring with over 35 years in education. Laura enjoys working with our many clients and uses her experience in the education field in building long-term relationships with our clients, many of whom are educators themselves. Outside of the office, she enjoys playing bridge, traveling, and spending time with her friends and family.

Tom Thomas, Jr.

Executive Vice President

(229) 896-3436

Tom serves as Executive Vice President for Your OneSource Solution. Tom began his financial services career in 2012 after practicing law for over 21 years with The Thomas Law Firm. Tom graduated with a BBA in Risk Management and Insurance from the University of Georgia in 1991. He then graduated from the Mercer Law School in 1994 with his Juris Doctorate. Tom and his wife, Constance, married on July 25, 1992 and they have three children, Grace, Tom, and John. He is very active in his community and enjoys spending time outdoors.

Lorin Pezent

Wealth Advisor

(229) 896-3436

Lorin is a Wealth Advisor with Your OneSource Solution. He is a veteran financial profession and begun his financial services career in 1989. Lorin was born and raised in Jackson, Alabaman and studied Economics at Patrick Henry State Junior College and Auburn University. After moving to Adel, Georgia in 1992, he married his wife, Angela. Together they have three sons. Lorin is very active with the Cook County Recreation Department. He enjoys playing music and spending time with his family.

Harley Lawson

Financial Professional

(229) 896-3436

Harley is a Benefit Counselor for Your OneSource Solution. He joined our team in 2018 after spending 20 years in medical diagnostics sales. He graduated in 1992 with his bachelor’s degree from Georgia College and State University. Harley and his wife, Nichole, live in Hawkinsville, Georgia and have three children. He is passionate about his church family and serving his community.

Carrie Joens

Client Relations Manager

(229) 896-3436

Carrie joined Your OneSource Solution in the spring of 2019. After serving eight years in the United States Air Force, many as a Staff Sergeant as an Intelligence Analyst, she led a career that included banking and owning/operating multiple small businesses. Carrie graduated from Liberty University with a bachelor’s degree in Religion/Christian Ministries with a minor in Leadership. Outside of the office, Carrie enjoys spending time with her two children, Evan and Emilie. They enjoy volunteering together and giving back to our local community.

Hunter Hudgins

Employee Benefits Account Executive

(229) 896-3436

Hunter joined our firm in the spring of 2020 and currently serves as an Employee Benefits Account Executive. Hunter is originally from Madison, Georgia and has lived in South Georgia for a few years. Outside of the office, Hunter enjoys spending time with family and friends. He is Co-Host on The Southpaw Podcast and serves on leadership for Burn Culture.

Layla Miller

Wealth Management Team | Client Services

(229) 896-3436

Layla began her career with our firm in 2019. She worked with Your OneSource Solution as a Work Based Learning Study Student while completing her senior year at Cook High School. After graduation, she joined our firm on a full-time basis and currently serves on our Wealth Management Team in Client Services. Outside of the office, she enjoys spending time with friends and her cat.

Dawn Giddens

Client Concierge

(229) 896-3436

(229) 896-3452

Dawn joined Your OneSource Solution after a career in the education field spanning over 30 years. During her career, she obtained her bachelors degree in education along with a Masters of Education. Wishing to continue her career, Dawn joined our team as Client Concierge. Her experience as an educator provides her relatable insights to our clients. Dawn has three children and two grandchildren. 

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